Can I get a home loan after past credit problems?

Past credit issues do not automatically rule out every mortgage option. The type of credit event, timing, current payment history, income, debts, available funds and loan program all matter.

Down-payment and pricing requirements vary by program and lender. There is no single down-payment range that applies to every borrower with a past credit issue.

Start with a review of your current situation

Team Windes can discuss available conventional, FHA, VA and other appropriate financing paths, subject to eligibility and lender review. We can explain documentation needs and steps to prepare before applying.

Talk with Team Windes or compare loan programs.

All loans are subject to credit, property and underwriting approval. A conversation or pre-qualification is not a commitment to lend.

This site uses cookies to process your loan application and other features. You may elect not to accept cookies which will keep you from submitting a loan application. By your clicked consent/acceptance you acknowledge and allow the use of cookies. By clicking I Accept you acknowledge you have read and understand Team Windes at Local Lenders Group's Privacy Policy.