Home financing statewide
Guidance from application to closing
TEAM WINDES | LOCAL LENDERS GROUP
Buying your first home, moving up, refinancing or investing? Sasha, Todd and Tyler help you understand your options and keep you informed from application to closing.
We serve borrowers throughout California, with financing for single-family homes and properties with up to four units, subject to program requirements.
Explore conventional, FHA, VA and jumbo financing, including options for first-time homebuyers. We can help you review your budget and prepare for the next step.
Your income may call for a closer look. Ask about conventional qualification, bank statement loans and profit-and-loss programs based on your business and documentation.
Ask about DSCR investment property financing, construction loans and physician loans. We will help you explore the programs that may fit your plans.
Compare your current mortgage with potential refinance or home equity options. We will help you consider the payment, closing costs, loan term and your plans for the property before you decide.
Speak with our team or start your secure application. Tell us what you want to accomplish and when you hope to move forward.
We review your scenario, explain documentation needs and discuss available programs. Qualification and terms depend on lender review.
Get guidance through processing, underwriting and closing, with a team available to answer questions along the way.
FOR REAL ESTATE PROFESSIONALS
Bring us your buyer's financing scenario early. We can discuss loan options, documentation and next steps, and coordinate transaction updates with the client's authorization. From first-time buyers to self-employed borrowers and investors, we welcome the opportunity to work with you.
Starting early can help you understand your potential price range and documentation needs. Any pre-approval is subject to its stated conditions and is not a guarantee of final loan approval.
Possibly. Depending on the program, income may be evaluated using tax returns, bank statements or other permitted documentation. Our team can review your situation and explain what is needed.
We offer conventional, FHA, VA, jumbo, construction, HELOC, physician, DSCR, bank statement and profit-and-loss loan options. Availability, eligible property types and qualification requirements vary by program and lender.
Ready now or planning ahead, we are here to help you take the next step.
All loans are subject to credit, property and underwriting approval. Program availability and terms may change. Team Windes operates as a division of TYKY. Company NMLS #1048641 | California DRE #01919683. Equal Housing Opportunity.
We've been helping customers afford the home of their dreams for many years and we love what we do.
Company NMLS: 1048641
Company DRE: 01919683
Team Windes operates as a division of TYKY
6200 Lake Ming Rd #A5,
Bakersfield, CA, 93306
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